Terms of Service

Last updated: February 14, 2026

These Terms of Service (“Terms”) govern Your access to and use of the Breakwater Capital website (the “Service”). By accessing or using the Service, You agree to be bound by these Terms. If You do not agree, do not use the Service.

Eligibility

You must be at least 18 years old to access or use this Website and its services. By using the Service, You represent and warrant that You meet this age requirement.

Use of the Website

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service in any way that could damage, disable, overburden, or impair the Website or interfere with any other party’s use.

No Professional Advice

The information provided on this Website is for general informational and educational purposes only and does not constitute legal, tax, financial, or investment advice.

Breakwater Capital does not provide individualized legal or tax advice. You should consult your own attorney, tax advisor, or financial professional before making any decisions based on information obtained from this Website.

No Guarantees

Nothing on this Website constitutes an offer, solicitation, guarantee, or promise of results. Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal.

Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of Breakwater Capital or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, modify, distribute, or create derivative works from any content without prior written permission.

User Communications

Email Communications

By providing Your email address, You consent to receive communications related to inquiries, services, updates, and marketing messages. You may opt out of marketing emails at any time by following the unsubscribe instructions included in those emails.

SMS Communications

By providing Your mobile phone number and opting in, You consent to receive SMS messages related to services, updates, and communications.

SMS consent and mobile phone numbers are not shared with third parties for their marketing purposes. We may share mobile information only with Service Providers who assist in delivering SMS messages on Our behalf.

Carriers are not responsible for delayed or undelivered messages. Message delivery is subject to effective transmission from Your mobile carrier and is not guaranteed.

Message and data rates may apply. You may opt out at any time by replying STOP. For help, reply HELP or contact Us.

Business Description: Breakwater Capital sends occasional SMS messages to opted-in users for informational and service purposes. Consent is obtained through customer-initiated sign-ups that clearly disclose messaging intent and opt-out instructions.

Opt-Out Instructions: You can cancel the SMS service at any time. Just text “STOP” to the +1 949-418-5208. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

Help Instructions: If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at josh@breakwater1031.com.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.

Fees and Frequency: As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive 1-2 messages. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Privacy Policy: If you have any questions regarding privacy, please read our privacy policy: https://breakwater1031.com/privacy-policy/

Third-Party Services and Links

The Website may contain links to third-party websites or services. Breakwater Capital does not control and is not responsible for the content, privacy policies, or practices of any third-party sites.

Your use of third-party services is at Your own risk and subject to their terms and policies.

Disclaimer of Warranties

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. Breakwater Capital makes no warranties, express or implied, regarding the Website, including but not limited to accuracy, reliability, availability, or fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by law, Breakwater Capital shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to Your use of the Website.

Indemnification

You agree to indemnify and hold harmless Breakwater Capital, its officers, directors, employees, and affiliates from any claims, damages, liabilities, costs, or expenses arising from Your use of the Service or violation of these Terms.

Termination

We may suspend or terminate access to the Website at any time, without notice, for conduct that We believe violates these Terms or is harmful to other users or the Company.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website after changes constitutes acceptance of the revised Terms.

Contact Information

If You have questions about these Terms, You may contact Us at:

Email: Josh@Breakwater1031.com